TOA Quick Guide – Transferring from Desktop Wallet to Online Wallet

One of the questions that we encounter lately is how to make the balance in your TOA Online Wallet same with that of your Desktop Wallet.

Such is not possible because for cryptocurrencies, your Web-based Online wallet is not your Desktop wallet — they are 2 separate wallets. In your Web-based Online wallet, you’re free to create an account, choose your email address or enter any other details. With your Desktop wallet, you didn’t enter any of your personal records so basically there’s no link between them. If you think that why is my email on the phone in-synced with my email via the web browser? That is because you do have a common user credentials via a UN/PW so they’re synced to one another which in cryptocurrency wallets, it is not because they’re actual wallet which you cannot replicate. It is not like your Bank records where one company (your bank) holds your record so every branch you go they know who you are. Doing such defeats the purpose of decentralized technology of blockchain.

If that is the case, how can I transfer funds from my Desktop wallet going to my TOA Online Wallet account? In cryptocurrency, in order for you to be able to transfer coins, you need to know the destination wallet address.

Here is a quick instruction guide:

1) Login to your TOA Online Wallet account, your wallet address is being displayed right in the Dashboard. Copy your TOA Address.

Enter this URL: in your web browser

Input your Username and Password

Once logged in, you will see this page.

You will see your Online Wallet Address on this page.


2) Open your TOA Desktop Wallet. If you haven’t open your Desktop Wallet for some time, a note on your Desktop Wallet will say that it is out of sync.

For this to get fixed, your Desktop Wallet should be in sync. Just let your TOA Desktop Wallet open for a while and it will sync on its own.


3) Once your Desktop Wallet is now ‘synced’ with the network. You can now send your TOA coins from your Desktop Wallet to your online TOA Wallet.

Click Send

Enter your Online TOA Wallet and the amount of TOA you wish to send. (Label field is not mandatory to fill)


4) Your Online Wallet balance should be updated with the transferred amount in no longer than 15mins (provided your Desktop Wallet is synced)


































TOA COIN joined the 1st Crypto Expo Davao held last October 7 at the Davao Convention (DAVCON) Center.

TOA COIN was recognized by 1st CryptoExpo in Davao as one of its GOLD sponsors led by the Chief Technical Director Benjamin Pacheco Jr.

The team arrived in Davao City in the morning  of October 7 and checked in at a hotel a few minutes away.
After settling into the rooms, the team had a 2-hour review of concept and procedures in preparation for the Expo that evening.

3 speakers were featured at the Expo – namely, Dr. Gian Albano – VP for the Organizing team of the Expo. He spoke about the need to latch on to the new Blockchain Technology. He highlighted the fact that so many Filipinos are still unaware about Cryptocurrency and the need to educate the country of its benefits and uses.

The second speaker Rand Bentson, a former US Army sharpshooter instructor, talked about the evolution of money. And why Cryptocurrency needs to be embraced by this generation and the next.

The final speaker was Phil Dalo, a very young and energetic president of Daxo International (event organizer) who shared about his cryptocurrency journey. He said he loves anything crypto – and was pleased to see 2 Filipino Crypto coins who sponsored the event.

It was the first CryptoExpo in the country – and we are very sure that there will be more in the coming months.

TOACOIN will be doing its foray into information campaign to different sectors of the society so that the millions of Filipinos will be educated on the benefits and uses of the TOA COIN.

The other TOA COIN members present at the event were : Cherry Estrella, Rey Darwin Paz and RD Pena.

Pictures posted on the TOA FB page

Travel Sector to Benefit from Blockchain Tech – part 1

The blockchain technology is set to re-engineer the way businesses and transactions are done in at least 10 industry sectors worldwide.

As early as 2015 companies are now starting to slowly realize the potential of the blockchain technology and are now investing in ways that such potential could be harnessed.

In the next few articles, we will be exploring some of these industry sectors that are set to benefit from the un-tapped benefits of a blockchain.

The first industry we are going to discuss and one that has comprehensive impact worldwide is the TRAVEL and TOURISM industry.

How can the travel and industry sector benefit from the promises of the blockchain technology.

If you consider the backbone of the tourism and travel, they may be divided into at least 4 nodes where they need to act seamlessly.

  1. Payments –  without proper debiting procedures, thousands of hotels and destinations would not be able to operate and offer their unique packages to their travelers and guests.  Right now the form of payments being received are in the form of cash and credit/debit cards.

While cash can be considered “king of all payments” as no establishment would deny any cash-carrying tourists, it can also make traveling a little cumbersome if there are no foreign exchanges in sight (have you arrived at a destination at 3am only to see the CLOSED signs of Foreign Exchanges?).

Granted that there are Foreign Exchanges at the airports – but have you experienced having different monies in the form of different currencies as you catch your flight home.  You arrive at your destination and wonder what you are ever going to do with the singles in terms of Euro, Dollars and other denominations you have. 

Or if you are a credit card owner… the tinge of hesitation you go through as you encode the secret number online    as you check for the nth time if the website you are logged is not a phishing site ready to steal your credit card identities.

Or how you are sitting in a restaurant and you ask to pay for the bill and you give them your card, and how 15 minutes later you wonder what is happening to your bill (and your card!) if some thieves are already scanning your card through their smartphones.  One can get paranoid over these things as they are serious threat to your identity and possessions.

Or when you get home and see a bunch of  purchases done on your credit card – and you have to call your credit card provider to cancel those dubious purchases. In some countries, it is even more difficult to contest those purchases and you may even end up paying for them.

While credit card companies are beginning to find stringent ways to protect the credit card holders, it is not un-common practice that you need to call your credit card bank and tell them that you need to have your card pre-authorized so you can use them overseas.

I had to do just that and called Citibank and Eastwest bank as I was preparing for my trip to the US – it was done with one caveat.

My credit cards are all pre-approved but I was given a warning.  Should I lose my card or should it get stolen, all my purchases are considered approved.  Particularly in the US where they rarely ask for any form of identification when you use your credit card.  All of their credit card terminals no longer need any signature unlike most countries in Asia.  So a stolen credit card with the embedded chip would mean, all charges are pre-approved whoever uses the card. Talk of getting paranoid despite having a supposedly very secure mechanism in place.

Now consider the benefit of using this blockchain technology in your travel payments.

It would be fast and it would be very secure.  You can transact in the privacy of your room using your smartphone and your identity is very much protected.  The encryption  of the wallet address would be virtually impossible to copy through memory.  And the un-editable blockchain could easily show the contestable transactions should it ever occur.

The blockchain technology would benefit the travelers as end users, and the hotels and destinations as service providers.  The blockchain technology eliminates the need for any currency exchanges and the charges are no longer dependent on whether you are willing to be charged in dollars or pounds – as it is a currency in itself.

The future of the travel industry is about to change.

How you plan and prepare your travel arrangement would be largely and positively affected by the appropriation of this awesome technology called the blockchain.

Watch out for all these developments – as TOA is on its right track in pursuing these advantages.

PART 2 will be about Travel documentations and how blockchain technology would be an integral part of this critical aspect in the tourism and travel sector.

On TOA’s Hybrid Algorithm and Volume Reduction

TOA is a POW/POS Hybrid Algorithm

A cryptocurrency ( TOA) has its own blockchain to store all the transactions that occurred.

The different methods of algorithm are called POW and POS.

These algorithms are used to achieve consensus on which block will be added to the next blockchain.

A simple definition of PoW -(Proof of Work) and PoS (Proof of Stake)

  • PoW – requires proof that work of some kind occurred. In the case of Bitcoin, miners are required to do this work before any of their blocks is accepted by others.

– Proof of Stake  (PoS)- requires users that have a high stake at the currency (i.e. hold a lot of coins) to determine the next block. This has a high risk of some party achieving monopoly of the currency but there are several methods to prevent that (by allocating random stakeholders to agree on a new block, and others).

TOA as a coin is a hybrid of POW and POS.

POW was used to mine the genesis block. Then to make sure that the blockchain works properly, we let POW to work for the first 1000 blocks.

Though POW is good, it allows miners to get free coins by just using their laptops or computers. 

However, those coins kept in installed mobile wallets are not getting rewarded for keeping their coins.

So POS needs to be implemented, as the only way for you to get free coins is through actually owning coins.  The number of free coins you get is based on the number of coins you store in your Desktop wallet (Windows, MAC or Linux) based on its staking rate which for TOA is at 2%.

So even though we’re POW/POS, the POW phase is already over so the only way to mine it is through staking of POS.

Some coins have gone through this phase as well. Etherium ( ETH ) is on its way to having POS in their system coming from POW as its origins.

How about some of the coins?  What algorithm do they use?

Bitcoin, Litecoin and many others uses the PoW method.

NXT, BitShares and others uses the PoS method.

Ethereum uses PoW but is scheduled to change to PoS.

Peercoin uses a combination of PoW and PoS.


Additionally, some POW altcoins are shifting to POS due to several advantages of POS. TOA even at its infancy stage is now able to utilize the POS advantage.                      


  1. We do have 8.8 Billion total coins but only half of it can be used because we’re using the other half to secure the network.

2) Some coins especially those in POW suffered the 51% attack before.

In POW, the power is in the hands of the miners – because they’re the ones who confirm transactions while at the same time get free coins.

They can then sell these to the exchanges. 51% attack is a term commonly used when 51% of the total miners decide to edit the blockchain and force the remaining 49% to adopt to their blockchain. Their edited blockchain becomes validated because they are the majority coin holders. This means they can change their assets, balances and many more  – then the remaining minority miners simply accept whatever they do.

Such is a possibility in both POW or POS systems. But with POS, you’re promoting a regular user to be a miner via staking –  so if you want to have a 51% control of staking to be able to edit the blockchain,  you either need to buy the 51% volume of the coin or simply wait for the time where 51% of the staking power is owned by you. (or by a certain group of people with large volume of coins).

51% of the staking power is more likely to happen than owning 51% of the total volume – primarily because not all wallets stake the same. The different wallets ( mobile, online , exchange wallets and other modes of wallets) stake differently.

For example, the total volume of the coin is 1,000,000 and the coins in non-staking wallets are 400,000. That leaves the total staking power to be at 600,000 which means 50% staking power is only 300,000. So if they were able to gather rich users and totaled themselves to own 300,001 coins that would give them majority power already.

With this, they can edit the blockchain to their desire then force the remaining minority of stakers to accept their version.

This is also more possible because not all desktop wallets by regular consumers are always on  – meaning it creates less staking power , by the example above,  not all remaining 600,000 coins are staking, some of those wallets could be off and non-staking – giving the chance of 51% attack greater. Though this is uncommon and not very easy,  it has already happened to some coins.

So what we did was to keep the 51% of the coins to a couple of wallets that the public can monitor via the blockexplorer.

This 51% volume is in always-on systems to make sure that some 3rd party users won’t be able to conduct a plan to edit the blockchain to their advantage. So even if we have 8.8B coins, the only usable coin amounts to only 4.4B.


images sourced from googleimages.

TOA Trading on CCEX made easy for newbies!

TOA is a cryptocurrency designed to be used in Travel industry. Some of TOA projects involve a Cafe, a capsule-based Inn, an Online Booking site and many more. The idea is for you to be able to use your TOA on these systems  thereby presenting an efficient mode of payment that TOA users will surely enjoy.

TOA has 8.8 Billion coins, yes you read that right but only 49% are usable because 51% or the 4.43 Billion coins were sent to these 2 wallets (click here and here to view them).

These 2 wallets act as nodes to make sure that in the future no 3rd party group or organization will own 51% of the staking network. Owning such  may eventually allow them to edit the blockchain for their own good and agenda.

TOA has a low 2% inflation rate which will prevent flooding the market with too much new coins. Low inflation rate, stable network and great future plans lead to a very successful coin. We’re being traded in 3 cryptocurrency exchanges at the moment and these steps below show you how to trade in C-Cex if you don’t know how to do it.

1) Go to then enter your credentials. If you don’t have an account yet, click Create Account then fill out the required details.

2) Click on the lines on the left of BTC markets then it will open a drop-down menu. Click Balances.

3) Enter BTC in the search field if you want to fund Bitcoin to your account or type TOA if that’s what you want to fund.

Click on the Get new address if you don’t have a deposit address yet. The address is where you will be sending your funds so you need to simply remember to send it to the right address. You can only send TOA to your TOA deposit address and BTC to your BTC deposit address.

4) Once you already funded your account and ready for trading, click on Trade on the left side of the window.

5) For first time users, it will open the Favorites coins window for you to choose which coins do you want to trade to.

Just select BTC and TOA then hit Save.

6) Now, it will take you to the BTC-TOA Trading page. If not, go to this link.

7) Once your funds are already in, then feel free to buy or sell coins. If you sell TOA, you will receive BTC. If you want to buy TOA then you need to have BTC in your account.

There are 3 fields that you have to fill in the Amount to Buy/Sell, Price per TOA and BTC to Spend/Receive.

The price per TOA has a price in it already but you can edit it to whichever price you want to buy/sell your TOA. Trading is creating matches, those orders that are already there are just waiting for the willing buyer/seller in their dictated price.

The highest Buy order gets to be on the top of the Buy Orders while the lowest Sell order gets to be on the top of the Sell Orders list.

In the image above, 0.00000161 BTC is the lowest Sell order while 0.00000151 BTC is the highest Buy order. If you want to buy right away, you have to buy whatever is currently being sold which is at the price rate of 0.00000161  BTC per TOA. And if you want sell, then you can sell at the current highest buying price of 0.00000151 BTC per TOA.

But, you can also set a different price like maybe you want to buy at a cheaper price than what is currently being sold at, then you state the price you want to set. Since the highest buying price is 0.00000151 BTC per TOA, you might want to set a higher price at 0.00000152 BTC or more for your order to be the one listed at the top, meaning, if there’s someone willing to sell it will be your order which will get hit first.

Try to buy and sell little amounts for you to get the hang of it.

If you want to buy TOA but don’t want the hassle of going to exchanges, you can do so by going to It also allows you to refer other people and give you earnings depending on the amount of TOA they bought.  It even accept other mode of payment like Paypal, Skrilll, other Cryptocurrencies and Bank transfers for Philippine and Malaysian users.

Need further assistance? Don’t hesitate to send us an email to

Or reach out via our Social Media Channels below:

TOA Coin Official Announcement

We are currently in the period when different companies are starting to use the blockchain technology to enable them to give superior products and services than their competitors. Providing un-matched services would always give companies an edge above the rest.

And one of the cutting edge services is the integration of a cryptocurrency in their general system of services and support. Cryptocurrency is generally used for money transfer activities such as remittance or online payment systems – but we would like to add another innovation for its usage.

Introducing TOA COIN.

TOA stands for Travel Operations Agency and its main goal is to provide its users the capability to use TOA as the cryptocurrency within its umbrella of partnered Hotels and Travel agencies.

This is a very bold and fresh approach to integrate a cryptocurrency as an additional and secure mode of payment and transfers between travel agencies, event suppliers and hotel companies. The process of partnering with different travel entities that would utilize TOA COIN is already undergoing!

Our offices are established in the Philippines and Malaysia where initial projects would commence.

Aside from typical cryptocurrency systems like block explorer, wallets and exchange listings, 2 projects are in their initial stages. These are the TOA Hub Cafe and the TOA Bookings.

TOA Hub Cafe is like your friendly neighborhood coffee shop that would accept your TOA coins.

It being a HUB for TOA – would also mean that TOA Coin holders would be able to redeem perks given to all TOA members.

These perks could be discounts rates, freebies while enjoying their free and comfortable personal space to talk with other members, go online, trade in the crypt-exchanges and get support and additional support from the TOA staff and where necessary, the TOA technical team.

There will also be an offline exchange program where you can buy/sell TOA to and from your local currency depending on where the TOA Hub Cafe is located. This is where you can also meet other TOA users, merchants and potential business partners.

TOA Bookings on the other hand acts like your regular travel booking online that makes of TOA as the digital currency. The hotel accommodations and travel packages that will be listed here are the TOA business partners where you can experience the most out of their services through the TOA coins.

Instead of a typical ICO – TOA COINS will have its CROWDSALE.

TOA coins will be available in fixed packages with a rate of $0.003 USD per TOA coin this month.

The sale will only last for a week or 2 so that we can immediately be listed in exchanges in July for active trading.

We will still be offering the packages for those who would like to buy TOA directly from us but it will be based on the trading price with small discounts.

All the wallets will be ready this month including the mobile and the online wallet where you can buy the packages.

Our 5-year target price is $1 USD per TOA and this will be aggressively pursued by providing travel related services (flights, hotels, events, bookings etc – where the TOA coin is integrated in their payment scheme options.

The advantages of using a cryptocurrency for your travel-related expenses cannot be underestimated. The rates are not affected by the ongoing currency exchange rates, operational through mobile and desktop wallets, very secure and all transactions are easily monitored through the blockchain.

Truly a convenience like no other.

To know more about the project, please visit

We will be announcing here where you can buy the TOA packages once it is ready.

Initial Specs:
Volume: 8.8 billion
Type: POW/POS Scrypt
Staking Rate: 2% p.a

You can also follow our social media links below




TOA and Future Projects

TOA is a simple cryptocurrency designed to be used in Travel industry.  But you might be wondering where would you use TOA specifically?

Since TOA is a cryptocurrency, all in-house and 3rd party solutions will be provided with the Block Explorer, Desktop and Mobile wallets, Exchange listing, Online wallet and many more.

But that is somewhat expected out of a cryptocurrency like TOA –  although not all cryptocurrencies provide those.

What really stands out for TOA from the hundreds of cryptocurrencies out there, is that it will be used as a digital money across the travel industry, which includes payment for hotel accommodations, travel packages, Cafe, Medical travel and many others.

TOA central business entity will establish partnerships with different Hotels and Travel agencies that will make TOA to be included as one of their payment solutions. TOA payment solution offers more efficient solution compared to existing mode of payment like bank transfer or credit cards.

TOA vs Credit Cards

– TOA has a yearly growth in volume of 2% – this  means the number of your TOA coins increases while your credit card charges you annual fees as well as transaction fees.

– Acquiring credit cards from banks has lots of requirements preventing it to be used by just anyone while TOA can simply be bought and owned by the general public.

– With TOA, you are your own bank and you can send your TOA to anyone who has a TOA wallet be it via mobile, Internet browser or laptops. While for credit cards, you can only used it in merchant terminals.

– TOA is an open source system – this means anyone can use it as their Payment method and there’s no need to worry about outstanding fees unlike setting up Credit card mode of payment in your system.

I know most of you are aware that there are hundreds of cryptocurrencies out there that could also do this, but there’s a difference. The problem with a decentralized system is that we rely on the general public too much and we don’t have a central entity that works for the development of the cryptocurrency. Although there are a few cryptocurrencies out there where their developers or founders are still active in providing usage for their coin, none of them is focusing on the travel industry.

What really separates TOA from other cryptocurrencies is its goal of providing a better mode of payment for travel related expenses as well as uniting travel agencies so it can provide services to the TOA community.

TOA your innovative travel currency.

What is TOA Hub Cafe?

This is one of the main projects of TOA Management, creating a Hub where TOA users can meet and more.

It’s like your regular coffee shop – but this time, the only currency to be used inside is purely TOA.
Customers can pay using their mobile wallet or online wallet accounts. We could setup partner merchants inside as well to sell their items/products in exchange of your TOA and that’s not even the best part, it also acts as a money exchange center where you can buy and sell your TOA for your local currency.

Using TOA as a mode of payment for all the services is a given and somewhat expected for a cryptocurrency coffee shop but what puts it into the podium is providing a money exchange system in place.
Cryptocurrencies are normally bought via Bitcoin or other digital currencies like Paypal and Credit Cards but in order to bring TOA closer to the people, it has to be easier to be obtained or even sold at local currency value. Creating a direct exchange program will bring in more users as they will find TOA to be very convenient to acquire, to sell and use as mode of payment.

The TOA HUB CAFE is where ideas come into fruition. Where you can meet and speak with the TOA management team members.
This is the place where you can bring a potential merchant partner to showcase what TOA community is like. A place where you can talk to a fellow TOA user and share the amazing experience that cashless payment via TOA brings and most of all, this is where you simply relax and enjoy your delicious coffee and take a break away from your busy day.